White Cross Agency
Financial recovery isn’t just possible —
it’s a journey we take together.
White Cross Agency is a trusted nonprofit dedicated to helping individuals and families overcome debt, rebuild their credit, and find lasting financial peace.
Comprehensive Support for Lasting Financial Recovery
We offer free, certified counseling and practical programs that meet you where you are — no shame, no judgment, just a plan to move forward.
Explore All ProgramsDebt Relief Programs
One affordable monthly payment and a clear path to debt-free.
Credit Rebuilding
Fix errors, build healthy habits, and watch your score grow.
Financial Coaching
A certified counselor in your corner, one step at a time.
Family Services
Because finances are stronger when families plan together.
More Than a Program — A Community
At White Cross Agency, we believe everyone deserves a fresh financial start. Our mission is to provide compassionate, professional, and faith-based guidance to people struggling with debt, credit problems, and financial hardship.
Our StoryTogether, We Create Lasting Change
Every family we serve matters. Here’s a look at the difference we’re making in our community.
Getting Started Is Simpler Than You Think
From your first call to your last payment and beyond, we walk every step with you.
Reach Out
Call, text, or send a message. A caring counselor will listen — no shame, no judgment, ever.
Free Financial Review
We look at your income, bills, and debts together and explain every option in plain language.
Your Personal Plan
Leave with a realistic budget and a step-by-step plan built around your life and your goals.
Lasting Support
Your client portal, our Savings Builder program, and alumni workshops keep you on track for good.